So do they take credit cards in Vienna?
- Credit cards are not ubiquitous or even popular with the Viennese
- You should be fine, though, at businesses frequented by tourists
- But carry some cash, particularly for the Christmas markets
- See also: Prices in Vienna
Vienna and credit cards
Vienna (and Austria in general) does not have a strong tradition of credit card use. To give you an idea of what I mean, I’ve lived here 25+ years and have never seen a local pay with a credit card in a bar or restaurant. I have a credit card and have never used it locally even once (only for online transactions).
The relatively low uptake/use of credit cards in the population compared to places like the UK or USA has its roots in traditional values. Austria is not a credit-driven economy; home ownership is not widespread in Vienna, for example.
The credit card companies typically charge an annual fee which also puts off some people.
However, debit or Bankomat cards (where each payment you make comes straight off your Austrian bank account) are extremely common and widely used.
This reluctance to use credit cards is reflected in the retail world. You should not assume you can pay for everything and anything with a credit card. Always check for the appropriate symbol on the door or till, first.
Don’t get me wrong – many places in Vienna (including hotels and other businesses that regularly serve tourists) do take cards. But refusing cards is not that unusual, particularly among small businesses, so check first if in doubt.
In particular, be prepared to use cash at the Christmas market stalls (all the main ones have an ATM on site), and at cafés, bars, restaurants etc. outside of the tourist hotspots.